Unfortunate events for Andrew.  Not really a bug in game, but more a user created blip.  Feel for you Andrew, but with a handful of teams needing manual adjustment it may be a step too far to resolve in favour of MOT.

While good to have options - the stats posted below said 264 home games so far and 76% never chose to use home bonus.

Home Bonus a game option the vast majority ignore, or poll vote saying it's not worth the money, suggests a tweak is needed to make it relevant.

Defence looks weak, but it your lack of goals that bewildering you most.

3 huge FW's certainly ought be scoring.  Maybe try another team tactic :  Long Ball 424

Press tactic try as a one off if losing after 70 minutes maybe.  But you may lose more goals than you score while Pressing, but might be worth a gamble.